Payday Loan is relatively new phenomena in the lending business. These are generally short-term loans of a small amount provided at a very high-interest rate and are to be paid back in the restricted time of few days. Usually, the borrower gives a post-dated check to the lender which is encashed on the agreed date between the two parties. Like any other business, these lending options also need to be appropriately marketed to achieve faster and successful lead generation. Various such technologically supported ways are emails, Search engine optimization using appropriate keywords, website templates, pay per lead, pay per click etc. pay per lead publishng program are one of the widely used phenomena. You can know about various other ways of marketing in detail by visiting www.debt.org.
Some of the advantages and limitation of Payday Loans are:
1. It is a very fast source of cash, which can be really handy in times of financial emergencies.
2. Unlike the traditional lending options, these types of loan do not require the borrowers credit rating report.
3. Avoids levying of penalty charges like late fees, bounced check fee etc
4. These loans may also be used to save you from any red marks in your credit reports which are very important to attain any long-term loans from banks.
Maybe a saviour in many situations, these types of loan also have certain limitations. That is why many countries are introducing very stringent regulations to manage this industry.
1. There is a very high rate of interest or fee and a limited time to pay it back. In case of failure to pay it, these charges double which can great a lot of burden for the borrower.
2. The borrower needs to be full-time employed. Hence a part-timer or a person living on social security can not opt for these types of loans.
3. Since the borrower is usually low-income group, there are more chances of any fraudulent behavior.
With the technological advancement and increasing accessibility of customer to the web world, Payday Loan lead publishing programs have proved to be a great marketing option to increase the lead generation. The process involves selling payday loans online by advertising about the loan service on various websites, search engine optimization to increase the searchability of publisher’s website etc. Whenever a prospective customer routes through these advertisements and fill in their necessary details on the application for acquiring the loan, it is considered as lead conversion, and the lender pays the agreed fee to the merchant who arranges for the whole process.
These merchant platforms ensure high-level lead conversion:
1. Real-time submission of the filled in application to the lender database
2. With high-end SEO capabilities and attractive website templates to optimize marketing performance.
3. With expert and dedicated consultants for each account, the lender gets full-time assistance and support.
4. Dashboards and various reports are provided to study and understand the marketing performance and lead conversions.
Hence hiring a specialized firm to handle the online marketing of payday loan is a beneficial decision to make.
The online job search has made the task of searching for jobs relatively easy, but getting shortlisted for an open position is a tough job. When you apply for a job through online sources, your resume will be one among the hundreds of other resumes. You may have all the experience and skill sets needed for the job, but your application may not be even seen by the HR. In such a scenario, having a recruiter or a headhunter’s support will help ease your job search. learn more about the recruiter before shortlisting one as the right recruiter with well-established connections with various companies will be the best strategy for your job search suggests www.entrepreneur.com.
The next question that pops in mind is how to find that right recruiter to land a job. Here are a few things to know.
Ways to find a recruiter
Google search can throw up names of various recruitment firms based on your location and area of expertise. A few possible keywords that can be used for searching can be ‘recruitment companies’ or ‘employment agencies,’ etc. which will provide a list of recruitment firms. After selecting a few among the list that google throws up, you can also look for reviews of the recruiter you have chosen.
You can ask for guidance from your contacts, and this is the best way to find a good recruiter. LinkedIn, Facebook, college and school alumni are also a good way to get a recruitment as it has the benefit of getting valuable feedback about the recruiter.
Using LinkedIn is the most popular way of finding recruiters. You can search for firms or placement agencies and see the job postings they have after choosing the option of ‘follow’ on LinkedIn.
Many online directories are dedicated to search for recruitment firms based on the location and industry specialization. There are many free services also available which helps to find recruiters relevant to you.
Catch the attention of recruiters
Recruiters will look for candidates or job seekers who have a niche and current skills. LinkedIn is most commonly used by recruiters to attract candidates. So, creating an eye-catching LinkedIn profile listing all your skills, accomplishments and endorsements is the first significant step towards grabbing the attention of recruiters.
The next thing is to create a well-written resume and uploading it to various job boards as the recruiters are more likely to use them for their search of candidates.
Things to ask a recruiter
Below are a few inquiries to ask a recruiter after shortlisting some from the sources mentioned above.
The recruiter’s specialty and the type of job you are looking for is in sync
Ask the recruiter the names of client companies they are recruiting for and if they are seeking to hire with your skillset and experience.
The count of the number of candidates successfully placed by the recruiter or the firm.
The recruiter’s experience in recruiting for the industry you are looking to find jobs.
Ask for references of candidates placed, so that you can speak to them about their experience of the recruitment process.
Thinking about the degree of tension and pressure in offices, health has turned up among the much-needed strategy that different organizations should employ in their work area. Various programs for attaining corporate wellness are becoming even more popular in companies having different sizes of workforce. Among the biggest reasons for this is that there are no signs of diminishing charges for medical expenses in near future.
Let us discuss some statistics. According to a survey in which over fifty million workers participated most of them suffered from illness simply because of huge job pressure. Nearly 80\% instances are following the expert wellness programs since they are having medical problems such as musculoskeletal disease, depression and stress. In one of the reports released by CBI, the firms surveyed incur a loss of1 billion each year just because of worker absentee.
Wellness Program and Its Importance
Before explaining the idea of professional wellness it’s important to mention there are countless cases were workers are becoming frustrated out of their jobs and they stop from their job. Programs like corporate health are highly effective in reducing the strain level of their employees and it’ll raise the level of productivity.
This wellness program is in fact a positive approach which these health firms provide. These kinds of programs help to boost productivity of the business by simply inspiring the significant asset of the organization: its workers. The term ‘health’ indicates a holistic approach that primarily concentrates to promote the wellbeing and well-being of all of the employees working with the firm. Pointers Suggesting How Corporate Wellness is Very Important to the Organizations
• Boosting Morale of The Workers
There’s a saying that a healthy employee is almost always a happy employee. It’s also relevant that the men and women that are emotionally and physically fit, they have a tendency to do more effective work for the business they are working.
• Eliminating Anxiety
Numerous health experts have said that higher level of anxiety will lead to causing on-set disease, lack of imagination, low energy, etc.. Thus the results of the business or its productivity will be if the workers generally have positive attitude toward their job.
• Interesting and Full of Life Work Culture
A healthy mind and positive attitude to the work will surely lead to something new and great for the provider’s point of view. The reason behind is that the workers will work with more dedication and there’ll be flow of creative and new ideas.
GPS tracking solutions are used by fleet owners and managers quite often to reduce costs and monitor their fleet today. With the use of GPS monitoring platform managers have the ability to earn the necessary adjustments on the place and consequently improve their businesses.
GPS monitoring solutions can support any size of companies from small to massive companies and help them grow in the procedure. Lowering costs of this fleet is the top priority of each fleet manager and owner. You can save a significant amount of cash with the assistance of tracking data. Particularly for small business owners, every penny counts. Small business owners often think GPS tracking solutions are for larger fleets but that is not true in any way. They can be altered to fit the needs of smaller companies and can be organized to meet your budget. Whether you’re operating 5 or 50 vehicles, then it is possible to fully use your vehicles with the aid of fleet monitoring systems. Tracking devices will immediately make your fleet more organized simply by installing them. Even once you’ve got a few drivers on the road, you can quickly monitor them in real time, make adjustments as needed. GPS monitoring platform will also save the information of your vehicles, so that you can analyse this information and create reports about your fleet.
Another characteristic of GPS monitoring solutions is they allow fleet managers to manage driver behaviour that’s a important data for them. Managers can access this information to analyse and detect any undesirable driver behavior such as excessive idling, inefficient routeing, speeding, or creating unnecessary stops on the street. Accountability for their activities discourage drivers from doing the very same mistakes again and encourage to make them better decisions when they’re driving a company vehicle. Drivers signify a fleet when they’re operating a fleet vehicle and supervisors will need to be certain they manage their job with care. Utilising the monitoring platform information, fleet managers can monitor every motion of a driver in real time and this lets them take action to guarantee the protection of the driver and their resources. It will also help the driver to provide the payload in time and because of this increase customer satisfaction.
Fleet tracking solutions have a number of other characteristics you can utilise to be able to improve your company. Fleet managers can adjust the paths taken by directing their drivers through visitors, help them prevent accidents and crowded areas which will also lead to fewer injuries and increase the safety of your fleet also. Increasing the safety of your fleet and reducing episodes will also reduce insurance premiums by a massive margin. Also, your fleet is not going to waste time in traffic and reach your customers quicker. Customer satisfaction will rise also along with also the GPS telematics data can allow you to solve any disputes or false claims.
Considering fuel costs account for one third of complete fleet maintenance, reducing this cost is another top priority. Fleet monitoring devices store the data needed to make the required adjustments by supervisors to save on fuel use. This will allow fleet companies to grow exponentially because its one of the greatest expenses for your fleet. GPS tracking devices also provide crucial data to decrease maintenance costs by a large margin. Normally managers run maintenance on vehicles on set times but this causes unnecessary expenses. By utilizing the detailed information supplied by the GPS monitoring platform, you can organize timely maintenance runs to your fleet vehicles, therefore, lower the upkeep expenses. This may also increase the life span and efficiency of your vehicles.